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Budget with calm clarity.

SaldoCraft helps you plan each paycheck, keep spending aligned with your priorities, and adjust instantly when life changes—without turning budgeting into a second job.

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Make a plan for your money—before you spend it.
Stay focused with clear categories and simple rules.
Move funds in seconds when priorities shift.
A clean workspace: no ads vying for your attention, and your data isn’t treated like a product.
A simple plan. Clear categories. Confident decisions.

Goals & targets

Stay consistent with gentle structure that keeps you moving forward.

Rollovers

Let categories carry forward so your budget matches real life.

Scheduled transactions

Keep recurring bills visible, so nothing sneaks up on you.

Split transactions

One purchase, multiple categories—clean and easy.

CSV transaction imports

Bring in transactions from a CSV to get started fast—or fill in the gaps.

A focused experience

No ads. No “recommendations.” Just a budgeting workspace that stays on your side.

On every device you use

Plan on a big screen, check categories on the go, and make quick adjustments whenever life changes.

Web
iPhone
iPad
Android phone
Android tablet
Get it on Google Play Download on the App Store
Create your space in seconds—then your plan is ready.

How SaldoCraft works

A straightforward loop: bring in your balances, assign them on purpose, then adjust quickly without losing the plan.

Add accounts

Start with what you have today so your plan reflects reality—not wishful thinking.

  • Balances in, clarity out
  • Works great for everyday budgeting

Assign money

Decide what each portion of your money is for—until your plan is fully allocated.

  • Priorities first
  • Targets that keep you on track

Adjust as needed

Life changes. Your budget should too. Move funds between categories in seconds.

  • Flexible, not fragile
  • Stay aligned without starting over

Everything you need to stay in control

SaldoCraft focuses on the essentials: clear planning, clean tracking, and frictionless adjustments—so you keep using it.

Plan your month in minutes

Build a budget that mirrors your priorities. Assign money intentionally, set goals, and let your categories do the thinking.

Ready-to-Assign keeps plans honest
Goals for bills, savings, and fun
Rollovers that don’t surprise you
Start planning

Know what’s safe to spend

Keep your spending aligned with your plan. Track transactions, split purchases, and stay confident about what’s available.

One clean transaction list
Splits for mixed purchases
Category balances always visible
Open the tracker

Adjust without losing the plan

When something changes, move money where it’s needed. You’ll keep momentum and stay aligned—even on a chaotic week.

Move funds between categories
Keep goals intact
Decisions stay simple
Make an adjustment

Review, learn, improve

See patterns at a glance and tighten up your plan over time. Small improvements compound into big wins.

Monthly rollups that stay readable
Simple category summaries
Progress toward goals
Review your month

Free, and built to be used daily

SaldoCraft is free. Not “free for a week.” Not “free with limits.” Just a solid budgeting tool that helps you stay on plan—without ads, and without turning your data into a side hustle.

Start fast

Create categories, set goals, import a CSV if you want, and assign money in minutes.

Stay consistent

A calm workflow that’s easy to keep up with—even on busy weeks.

Adapt easily

Change plans without breaking everything. Budgeting should bend.

Designed for real-life money decisions

Short, practical, and focused—so you can feel confident more often.

“I finally have a plan that doesn’t fall apart when my week gets chaotic.”
— A daily budgeter
“The category balances make spending decisions feel obvious—no math, no stress.”
— A paycheck planner
“Moving money is so fast that I actually keep the budget updated.”
— A ‘set it and forget it’ convert
Launch the App

Zero-based budgeting on web, iPhone, Android phones and tablets.

FAQ

Quick answers about how SaldoCraft works.

Is SaldoCraft really free?
Yes—SaldoCraft is free. Create your space, then build your plan and keep it updated.
Is SaldoCraft a bank?
No. SaldoCraft is a budgeting and planning tool. It helps you decide how to use your money.
What budgeting style does SaldoCraft use?
SaldoCraft uses a zero-based approach: you assign money to categories on purpose so your plan is clear, then adjust when priorities change.
Which devices are supported?
SaldoCraft works on web, iPhone, iPad, Android phones, and Android tablets.
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