Privacy Policy

What this policy covers

This policy covers the SaldoCraft website and the SaldoCraft app on web, iOS, and Android. It does not cover third-party services we don’t control.

What we collect

• Account details: name, email address, and authentication data needed to sign in and secure your account.
• Budget data you provide: budgets, category groups, categories, accounts, transactions, and notes you create or import (for example, from a CSV).
• Device and usage data: basic technical data like IP address, device type, browser, and app version to keep the service reliable and secure.
• Support communications: information you share when you contact support.

What we do not do

• We do not sell your personal data.
• We do not use your budget data for third-party advertising profiles.
• We do not run ads inside the app.

How we use your data

• To provide the app and core budgeting features.
• To sync your data across devices when you choose to use cloud sync.
• To send essential account and security notices.
• To respond to support requests.
• To maintain safety, prevent abuse, and keep the service reliable.

Manual and CSV-first workflows

SaldoCraft is designed to work well with manual entry and CSV imports. You decide what data to bring in and when.

Bank connections (when available)

If you choose to connect a read-only bank sync, a third-party provider handles the connection. We receive the transaction and balance data you authorize, but we do not receive or store your bank credentials.

Analytics

We may use privacy-friendly analytics to understand traffic and improve the service. We aim to keep analytics minimal and avoid collecting sensitive financial data.

Sharing

We share data only with service providers needed to run SaldoCraft (for example, hosting, email delivery, and analytics). We do not share or sell personal data for third-party marketing.

Retention

We keep your data for as long as you maintain an account or as needed to provide the service. You can request deletion at any time. Server logs are retained for a limited period.

Security

We use reasonable safeguards to protect your information. No system is 100% secure, but we work to protect your data and minimize exposure.

Children’s privacy

SaldoCraft is not intended for children under 13, and we do not knowingly collect personal data from children.

Your choices

• Access or deletion: request a copy or deletion of your account data by emailing us.
• Marketing emails: use the unsubscribe link in emails or email us directly.
• Device permissions: you can control app permissions through your device settings.

Changes to this policy

We may update this policy from time to time. We will post the updated policy on this page and update the “Last updated” date above.

Contact

Questions or requests: contact@saldocraft.com